Payments & Product Management
After many years in online payments – and product management in more recent years – I stepped into a freelance consulting role in December 2016.
With a broad mix of in-depth technical and domain knowledge, a bag full of methodology and strategic and pragmatic thinking, I can help small and large companies on many topics around payments and product management.
Living in Hamburg by choice, I’m looking back at national and international places to work, including Cologne, Berlin, Dublin and New York.
Outside of business hours, you may run across me taking photos for my side business Hamburg Pixx.
YEARS IN ONLINE PAYMENTS
I had different and unique perspectives on payments: Working at PSPs and working on payments for merchants. I was in touch with local markets and managed global, crossborder payments. I've been with startups size 30 and as well with 60K+ corporations.
Assessment of your payments setup, including payment partners and internal and external processes
I analyze the efficiency of your fraud management and I help you reducing fraud
Optimization of payer conversion, processes and payments related costs
I support you on projects for which you don´t have the capacity and/or the expertise, e.g. ensuring regulatory compliance for marketplaces or PSD2 related topics
I can help you setting up your subscription business - see also the product consulting section
My approach to product management is heavily influenced by agile development. Iterate on ideas and features, then measure and iterate again. As a product manager giving context to all stakeholders is key, and especially to the engineers. When everyone knows what to build and why, friction get reduced and magic happens.
I help with your product strategy and product roadmap
Coaching of junior product managers / product owners
Interim Product Management
I help building up your product/engineering org
In depth understanding of common and alternative online payment methods
International and domestic payment routing and setup
Payments cost & process optimization, including crossborder payments
Fraud management, both rules based and machine learning, including behavioral analytics
EU taxation requirements
EU regulatory/legal requirements for payments processing
Senior Payment & Product Consultant, Everywhere
Product Lead at SolarisBank, Berlin Senior Product Owner at RiskIdent, Hamburg
Senior Product Manager at SoundCloud, Berlin
Product Manager Payments at XING, Hamburg
Payment Specialist at Arvato Finance Ltd., Dublin
Director Payment Systems at ClickandBuy, Cologne
Consultant at CCV-Allcash, Moers
Graduation in Mechanical Engineering at Universität Duisburg
CPO & Founder, SoundCloud
Moritz's payment expertise always assured me that the payments and fraud topics were in good hands. Payments just worked.
Managing Director, Smartsteuer
Moritz took an in-depth look into our payments setup. After that, the next steps became much clearer.
Payment is not a product. The best payment experience is when the customer does not even notice. See Uber.
We contracted Moritz to structure a very complex payment situation and to roll-out new payment features. Moritz just delivered!
Senior Payment & Risk Manager, GetYourGuide
“Moritz´s in depth knowledge allowed us to rethink how we´re dealing with payments reports and gave us a new perspective on conversion optimization.
Get in touch!